Super Split

List of Top Bill Splitting Apps of 2021

Splitting the bill among your friends has never been fun. Especially after more than a few drinks. It’s a clumsy process of having to calculate who owed what and then awkwardly ask to be paid back without trying to seem cheap. To avoid this, we’ve rounded up 5 money splitting apps to help you avoid becoming a receipt hoarder.

What is Bill Splitting?

Splitting the bill refers to the act of dividing money between friends, roommates, colleagues, relatives and so on. It allows each party to be reimbursed for the expenses they are owed. To make this process efficient numerous apps have been released to ease this experience.

SuperSplit

An Indian-made expense tracking and management app, Supersplit is designed to cater to the needs of millennials and Gen-Z. It has been created to defeat the awkwardness attached to a bill sharing experience. Quirky automated payment notifications make asking for money a lot less tense.

Despite this app only being recently introduced to the market, its features such as integrated UPI payment support, automated reminders for payments and allowing users to split their bill evenly or unevenly is making it an increasingly popular option among younger generations.

You can split expenses with just about anyone using the app. SuperSplit allows you to split expenses with just about anyone you need to. Tracking all kinds of group expenses ranging from travel expenses to Netflix subscriptions is now made easy.

The bright colours and funky avatars make the app fun to use. You can create an unlimited number of groups with your friends and family. Additionally, they also plan on rolling out a rewards feature to encourage users to pay back their friends.

supersplit
Pros Cons
UPI payments can be made that directly get updated within the app.
Currently, users do not have the option to transfer their data directly to Excel sheets. However, this feature will be added in the near future.
You can customize and automate payment reminders.
A proud Indian Product that understands the nuances of the Indian culture.

Available on the App Store as well as Google Play Store.

Splitwise

Free for the web, available on Android and iOS devices, Splitwise is one of the most versatile bills splitting apps available today. It allows users to create groups with their friends, roommates and family to track bills and share their expenses. You can choose to split the bill evenly or in percentages. The app automates payments reminders at the end of the month so you can enter a new month with a fresh slate. The homepage keeps a tally record of the amount you owe and this can be cleared at any time.The pro version offered allows users to track their spendings in categories, store images of receipts and even convert the currency used. SpiltWise even launched an app known as SplitbyPlates specifically designed for takeout restaurant payments. The app recently launched a feature that allows integrated payments through card or UPI. If you pay/are paid in cash you can make a record of this against the balance owed/due making this a seamless process for users.
splitwise logo
Pros Cons
Invite friends from your Contacts list via email and text message.
Requires a pro version to unlock all features
Friendly user interface

Available on the App Store as well as the Google Play Store

Settle Up

If you’re on the hunt for a straight forward app specifically designed for roommates and friends, you should consider using Settle Up. Like many other bill splitting apps, it allows you to create groups to keep track of shared expenses and bills. But what sets it apart from other apps that we have taken a look at is that Settle Up shows which member of the group should pay next to maintain the balance. It is another popular choice among travellers that would rather enjoy their trip than hoard bills and make table napkin calculations. It can be translated into 16 different languages, converts currencies in an instant and minimizes the number of transactions required. Although Settle Up offers a user-friendly interface, it does require payments. You can choose to pay a monthly or yearly subscription or watch the ads on the app. Android users can pay $11 a year or $0.99 per month to avoid the ads and unlock additional features. iOS users don’t have the option to use a free version and have to make a one-time payment of $1.99.

Settle Up logo

Pros Cons
Can be translated into 16 languages
The free is version only available for android users with ads
Converts into different currencies
Requires a subscription to unlock the premium version

Available on the App Store as well as Google Play Store.

Splid

An app designed specifically to share expenses when travelling, Splid is a strong competitor on this list. This money-sharing app comes with the tagline ‘Split Bills, Not Friendships.’ and allows users to stay on top of their expenses. It is free to use and does not come with a premium version that requires users to pay to unlock as we have seen previously. It also does not run any ads allowing for a seamless experience when using this application. Additionally, it allows users to convert their money into up to 150 different currencies in an instant and download their data along with a comprehensive summary of their expenses onto either a PDF file or an excel sheet with ease.You can share groups online to allow every payee to simultaneously receive payment updates or reminders. It even comes with an offline version. Users also seem to love that they do not require a login ID in order to use the app. However, this means that their data cannot be synced among numerous devices and will not be retrievable if the app is deleted unless they download their expenses beforehand.
splid logo
Pros Cons
Entirely free to use
Data cannot be synced onto different devices
Users can convert their money into up to 150 different currencies
Could have a more friendly user interface experience
Data can be exported into a PDF file or an excel sheet.

Available on the App Store as well as the Google Play Store

Tri-Count

An app ideal for your tech-savvy friends, Tri-Count makes sharing expenses seem like a breeze. It allows you and your peers to create numerous groups and the app does all the necessary calculations by simply sharing a link. It is designed to be used with your roommates, friends, colleagues or just about anyone! If you choose to share expenses in an uneven manner which could come in handy if you are travelling with kids, for example, you may do so even when you are offline. You can edit, delete and make changes to any expense you desire. But what makes Tri-Count stand out from other apps on the market is that it notifies and requires all parties involved to consent to these changes being made. This ensures that your one cheap friend can’t get away with not paying you back! You can even create a login ID access your shared expenses from any device or access tri-count through their website. Tri-Count even lets you share expenses in any currency, even cryptocurrencies like Bitcoin! The app also offers a premium version that users can subscribe to by paying a monthly fee. This removes all ads, new features and provides ‘premium support’. Tri-count is available on both the App Store and the Google Play Store. App Store rating- 4.8 Google Play Store rating- 4.8
Tricount logo
Pros Cons
Accepts any form of currency
Requires a monthly subscription to unlock all the features offered
An unlimited number of groups can be created
The user interface could be smoother

How Can You Use Bill Splitting Apps?

A bill splitting app aims to make sharing your experience of splitting expenses an easy one. It divides the cost of a bill among users and automatically calculates and assigns the amounts each user owes or is indebted to. Some apps such as SuperSplit have integrated UPI payment methods to make this process easier and eliminate the hassle of using cash. These apps ensure you don’t overpay or underpay your bills and helps you stay on top of your budget!

How To Choose the Best Bill Splitting App?

When looking for the best budgeting app, keep an eye out for one that suits all your needs. For example, if you are looking for an app to share expenses among your roommates and friends specifically, check out SuperSplit. Ensure that it is compatible with all your devices and supports the banks that you use. A few bills splitting apps ask you to input sensitive data such as your credit card information, it is important to ensure that you are aware of the data being collected. Try and stay away from apps that have hidden fees.

What Bill Splitting Apps Are the Best for Roommates?

To avoid complications and quarrels amongst roommates, we’ve come up with the three best apps to use when splitting expenses.

  • SuperSplit: Designed specifically to avoid awkward conversations, SuperSplit sends out quirky payment reminders to make the bill sharing experience a whole lot easier.
  • Billr: A paid app available only for iPhones, Billr allows you and your mates to split expenses down to the item.
  • Splitwise: A freemium app, Splitwise is ideal if you are constantly sharing expenses with your roommates. It tracks everything from your happy hour bill to spendings on toiletries.
Price Pros Cons Availability App Ratings
SuperSplit
Free
UPI payments can be made that directly get updated within the app.

You can customize and automate payment reminders. A proud Indian Product that understands the nuances of the Indian culture.
Currently, users do not have the option to transfer their data directly to Excel sheets. However, this feature will be added in the near future.
Play Store

App Store
Play Store: 4.8

App Store: 4.7
SplitWise
Freemium
Invite friends from your Contacts list via email and text message.

Friendly user interface
Requires a pro version to unlock all features
Play Store

App Store
Play Store: 4.4

App Store: 4.4
SettleUp
Freemium
Can be translated into 16 languages

Converts into different currencies
The free is version only available for android users with ads

Requires a subscription to unlock the premium version
Play Store

App Store
Play Store: 4.7

App Store: 4.9
Splid
Free
Entirely free to use

Users can convert their money into up to 150 different currencies

Data can be exported into a PDF file or an excel sheet
Data cannot be synced onto different devices.

Could have a more friendly user interface experience
Play Store

App Store
Play Store: 4.8

App Store: 4.7
TriCount
Freemium
Accepts any form of currency

An unlimited number of groups can be created.
Requires a monthly subscription to unlock all the features offered

The user interface could be smoother
Play Store

App Store
Play Store: 4.8

App Store: 4.8

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